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The Mortgage Process should be STRESS-FREE! Get Started Today to Experience Our 5-Star Difference!

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The Pat Shelton Team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Virginia residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.

We are your local Mortgage Experts who offer a wide range of mortgages to suit every financial situation. With competitive interest rates and flexible products we can make buying and refinancing a home a smooth and efficient process.

Here's a little preview of what we specialize in:

  • Home Purchases
  • Home Refinances
  • Veterans Loans
  • NO PMI up to 97% financing
  • First-time Home Buyer Loans
  • Debt Consolidation Loans
  • Jumbo Loans
  • 100% Financing


No cash to put down? Less than stellar credit? Just not sure what you can afford? No matter what has held you back in the past, Premier Lending Group, LLC can help you find your best fit.

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Got a Quick Real Estate or Mortgage Question?

Click the "Ask A Question" button below to send us a message by email or feel free to call my office at 703-378-4540.

Virginia, Maryland and DC Home Loans - Virginia, Maryland and DC Mortgages, Virginia, Maryland and DC Real Estate

Before you leave, make sure you review the Virginia, Maryland and DC Home Loan Buying Resources, Insider Reports and Virginia, Maryland and DC Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

For a free no-obligation consultation regarding your credit or any other mortgage or real estate questions, please don't hesitate to call me at 703-378-4540.

We service clients statewide, including every city and town in Virginia. 

7798 Virginia Oaks Dr , Gainesville, Virginia, 20155

I have had 2 clients recently work with Pat Shelton of Premier Lending Group and both were extremely happy with their loan. Pat’s knowledge and experience made the sometimes confusing process as painless as possible. I will recommend Pat whenever a buyer needs a responsive and knowledgeable loan officer to guide the paperwork maze of today’s lending marketplace.

Ed Duggan

Associate Broker-Century 21 New Millennium


I have had 2 clients recently work with Pat Shelton of Premier Lending Group and both were...

Ed Duggan

Pinky and Nilo Tabelon


“My husband and I have gone through 2 refinancings with Pat and both experiences have been positive and pain free. He is honest,...

Fern and Nilo Tabelon
Pat Shelton and Premier Lending did an excellent job of anticipating and addressing the requirements characterizing today’s stringent lending environment.  What was expected to be a straight-forward process for an owner-occupant mortgage turned into an investor mortgage, complicated by today’s lending requirements and our own rather complex financial situation.  Pat and Premier Lending were there all the while, tirelessly guiding us through the various hoops.

Dale and Valentina Leuck



Pat Shelton and Premier Lending did an excellent job of anticipating and addressing the...

Dale and Vaentina Lecuk
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